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MinikHayat › Split Expenses with Friends

Split expenses with friends: who owes whom?

On a shared trip, in a shared house or on a jointly owned boat, everyone pays for different things. MinikHayat records who paid each expense, works out each person’s share and shows the fewest transfers needed to settle up.

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How it works

Add people, choose who paid each expense and whether it’s shared or personal. The app compares what each person paid with their share.

“Paid” button

When someone sends money, tap “Paid” and choose full or partial. The remaining balance updates instantly.

Monthly or end of trip

Balances include every entry and payment, so leftover debts from last month are never forgotten.

Share the summary

Send the period summary and the who-owes-whom list to WhatsApp or email in one tap.

Sample monthly cost table

A sample monthly estimate for a one-week trip for four. You’ll see your real numbers as you enter your own expenses.

Accommodation$1,625
Food & Drink$500
Groceries$325
Transport & Car$275
Activities & Tours$225
Fuel$70
Cleaning$65
Total (sample)$3,085

Frequently asked questions

How is who owes whom calculated?

Shared costs are divided by the number of people. Those who paid more than their share are owed; the app matches debts with the fewest transfers.

Can I record a partial payment?

Yes, choose “Paid Part of It” and enter the amount.

Does everyone need an account?

No. One person can keep the books and share the summary.

MinikHayat is free. Expense, maintenance and shared-cost tracking for boats, vans and RVs, tiny houses, holiday homes, village houses, cabins, vacation rentals, student houses and city homes. Create your account →